Take control of your finances with EzyLoan's Car Refinance Loan!
If you're looking to lower your monthly payments, reduce your interest rate, or access funds for other expenses, refinancing your car loan can be a smart move. Our easy and efficient refinancing process allows you to replace your existing loan with one that better suits your financial goals.
With competitive rates and flexible terms, EzyLoan helps you save money while improving your cash flow. Discover how our Car Refinance Loan can provide you with the financial relief you need and get started today!
Car Loan Refinance
Refinancing your car loan with EzyLoan offers multiple benefits, including lower monthly payments and reduced interest rates. By improving your loan terms, you can save money over time and enhance your cash flow. Whether you want to shorten your loan term or extend it for affordability, EzyLoan makes refinancing simple and efficient. Take control of your finances today!
Swift
Digital Application Process
Say goodbye to endless paperwork and a long waiting period. We offer a completely online process for quick and easy refinance approvals.
Unlock
For Higher Funding Amount
Get substantial additional funds against your current vehicle's worth. Refinance your car loans up to 200% of the value of your vehicle.
Flexible
Repayment Tenure
Select a payment plan between 12 to 60 months according to your budget. Choose a longer repayment period in order to lower your EMI for enhanced financial flexibility.
Hassles
Documentation Process
To apply, simply submit your valid ID, address, and income proof. Get additional funds over your existing loan with minimum documentation.
Tailor
Repayment Structure
You can choose a repayment plan that suits your financial needs from our diverse portfolio of partners, offering step-up and balance transfer options.
Ready to Experience the Benefits of Car Loan Refinance?
Apply NowELIGIBILITY
FOR LOAN AGAINST CAR
Salaried Individuals:
- Age criteria: 21 to 60 years
- Minimum employment of 2 years
- Income proof
- Car ownership detail
Self-Employed Individuals:
- Age criteria: 25 to 60 years
- Minimum Business setup of 2 years
- Income proof
Documents
Required for Loan Against CAR
Salaried Individuals:
- Completed Application Form
- A Recent Passport Size Photograph
- Identity Proof (ID) (Any One)
- Address Proof (Any One)
- Income Proof (3 months Salary Slip)
- Vehicle RC Copy
- Loan Track Statement
Ready to Get Started?
Join thousands of satisfied customers who have saved money with our car loan refinancing solutions.
Frequently Asked Questions
If you have additional questions, please give us a call at +91 6372977626 or email us at Contact@ezyloan.co.in
What type of loan can I get against a used car?
You can apply for a secured loan where your used car is used as collateral. The loan amount typically depends on the car's market value, age, and condition.
What are the eligibility criteria for getting a loan against a used car?
The eligibility criteria may include a minimum age requirement, proof of income, and ownership of the car. The car should also meet specific age and condition standards.
How much loan can I get against my used car?
The loan amount can vary, but it is usually a percentage of your car's current market value, often ranging between 50% to 80%.
What is the interest rate on a loan against a used car?
The interest rate on a loan against a used car depends on factors such as the car's value, your credit score, and the lender's policies. Typically, the rates are lower for secured loans.
How long does it take to process a loan against a used car?
The processing time may vary by lender but generally takes a few days once all required documents are submitted and verified.
What documents are required to apply for a loan against a used car?
Commonly required documents include proof of car ownership, car insurance, identity proof, address proof, and proof of income.
⚠️ Important: We do not provide investment advisory services and do not deal in stocks, mutual funds, securities, or trading products.
Note: EzyLoan is not a lender. We are a loan service provider facilitating loans through Banks and NBFCs.
We are a loan facilitation service and not engaged in any financial advisory or investment services.
Interest Rate
10% – 28% p.a.
Processing Fee
Up to 3% of loan amount
Loan Tenure
12 – 60 months
*Terms and conditions apply. Subject to lender approval.
EMI Example (Illustrative)
Loan Amount
₹100,000
Interest Rate
14% p.a.
Tenure
36 months
Monthly EMI
₹3,418
Total Repayment: ₹123,048 | *Actual EMI may vary based on credit profile and lender terms.
✅ Eligibility Criteria
Important Disclaimer
We do not provide investment advisory services and do not deal in stocks, mutual funds, securities, or trading products.
EzyLoan is not a lender. We are a loan service provider facilitating loans through Banks and NBFCs.
We are a loan facilitation service and not engaged in any financial advisory or investment services.
All loans are subject to bank/NBFC approval and terms. EzyLoan acts as a facilitator only.