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Car Loan Top-Up

Car Loan Top-Up

Unlock extra funds with our Car Loan Top-Up option! service, designed to meet your additional financial needs without the hassle of a new loan. EzyLoan offers quick approvals, competitive interest rates, and flexible repayment terms, allowing you to access more funds while keeping your existing car loan intact.

Why EzyLoan's Car Loan Top-Up?

Low-interest rates

Quick approval process

Flexible repayment options

Apply today and get the additional funds you need with ease!

Apply for Top-Up

Car Loan Top-Up

Ready to Experience the Benefits of Car Loan Top-Up?

Apply Now

ELIGIBILITY
for Car Loan Top Up

Salaried Individuals:

  • Minimum 20 and maximum 60 years of age
  • Minimum employment of 2 years in the current company
  • Minimum income of Rs 3,00,000 a year
  • Valid Car Registration
🚗

Instant Liquidity

Get immediate access to funds without the hassle of applying for a new loan from scratch.

Quick Approval

Faster processing since you're already our customer. Get approved in just 24 hours.

Same Interest Rate

Enjoy the same competitive interest rate as your existing car loan with no additional charges.

How Much Can You Get?

TopUp amount depends on your loan repayment history and current vehicle value

TopUp Calculation Factors

Current Vehicle Value

Based on current market price of your vehicle

Outstanding Loan Amount

Remaining principal amount on your existing loan

Repayment History

Your track record of timely EMI payments

Income Stability

Current income and employment stability

Typical TopUp Amounts

Excellent CreditUp to ₹10 Lakhs
Good CreditUp to ₹7 Lakhs
Average CreditUp to ₹5 Lakhs

*Actual amount subject to eligibility and vehicle valuation

Perfect For Your Needs

Use your car loan top-up for various financial requirements

🏠

Home Renovation

Upgrade your home with the extra funds

🎓

Education

Fund your or your child's education

💼

Business

Invest in your business growth

🚨

Emergency

Handle unexpected financial needs

Eligibility Criteria

Existing car loan customer with EzyLoan
Minimum 12 months of loan repayment history
No EMI defaults in the last 12 months
Current income should support additional EMI
Vehicle should have sufficient market value

Required Documents

Latest salary slips (3 months)
Bank statements (6 months)
Current loan statement
Vehicle valuation report
Updated KYC documents

Need Extra Funds? We've Got You Covered!

Get instant access to additional funds with our car loan top-up facility

⚠️ Important: We do not provide investment advisory services and do not deal in stocks, mutual funds, securities, or trading products.

Note: EzyLoan is not a lender. We are a loan service provider facilitating loans through Banks and NBFCs.

We are a loan facilitation service and not engaged in any financial advisory or investment services.

Interest Rate

10% – 28% p.a.

Processing Fee

Up to 3% of loan amount

Loan Tenure

12 – 60 months

*Terms and conditions apply. Subject to lender approval.

EMI Example (Illustrative)

Loan Amount

100,000

Interest Rate

14% p.a.

Tenure

36 months

Monthly EMI

3,418

Total Repayment: ₹123,048 | *Actual EMI may vary based on credit profile and lender terms.

✅ Eligibility Criteria

Age: 21 – 60 years
Income: ₹15,000+ per month
Employment: Salaried / Self-employed

Important Disclaimer

We do not provide investment advisory services and do not deal in stocks, mutual funds, securities, or trading products.

EzyLoan is not a lender. We are a loan service provider facilitating loans through Banks and NBFCs.

We are a loan facilitation service and not engaged in any financial advisory or investment services.

All loans are subject to bank/NBFC approval and terms. EzyLoan acts as a facilitator only.