Compliance & Disclosure
This page contains mandatory disclosures as required by G2 Risk Solutions (G2RS) and Google Ads policies for financial services advertising in India.
⚠️ Important: EzyLoan is a loan facilitation service provider (Direct Selling Agent / DSA). We are NOT a direct lender, bank, NBFC, investment advisor, or trading platform. All loan decisions, interest rates, and terms are determined solely by our partner financial institutions.
1. Business Information
Business Name: EzyLoan (operated by Dibyansh Associates)
Nature of Business: Loan Facilitation Service Provider (Direct Selling Agent / DSA) for Banks & NBFCs
Registered Address: 1st Floor, Hindustan Tyres Building, Pir Bazar, Bhanpur, Cuttack, Odisha – 753011, India
Contact Phone: +91 63729 77626
Contact Email: care@ezyloan.co.in
Website: www.ezyloan.co.in
GST Number: 21CNXPM8317C1ZV
2. Important Declaration
Please read carefully:
- EzyLoan is NOT a lender: We do not sanction, disburse, or collect loans. All loan products are provided by our partner banks and NBFCs.
- NO Investment Advisory: We do NOT provide investment advice, portfolio management, or financial planning services.
- NO Trading Services: We do NOT deal in stocks, mutual funds, securities, derivatives, cryptocurrency, or any trading/investment products.
- NO Wealth Management: We are not a SEBI-registered investment advisor, PMS provider, or wealth management firm.
EzyLoan solely facilitates loan applications between borrowers and RBI-regulated lending institutions.
3. Loan Disclosure
Key Loan Terms:
- Loan Approval: Subject to eligibility criteria, credit assessment, documentation, and partner lender's underwriting policy. Submission does not guarantee approval.
- Interest Rates: Vary by lender, loan product, applicant profile, and market conditions. Indicative range: 10% – 28% p.a.*
- Processing Fees: May apply as per lender policy (typically 0% – 3% of loan amount + GST)*.
- Final Terms: Interest rate, tenure, fees, prepayment charges, and all other terms are solely decided by the disbursing bank/NBFC.
- No Guarantee: EzyLoan does not guarantee loan approval, specific interest rates, or disbursement timelines.
*All rates and fees are indicative. Actual offers depend on comprehensive assessment by partner lenders.
4. Fee Disclosure
✅ What We Do NOT Charge:
- No upfront fees from borrowers for application processing
- No hidden charges or administrative fees
- No payment required to "guarantee" loan approval
ℹ️ Potential Charges by Lenders:
- Processing fee (0% – 3% + GST) – charged by lender upon approval
- Prepayment/foreclosure charges – as per lender policy
- Late payment penalties – as per loan agreement
- Stamp duty, legal charges – as applicable by state/lender
⚠️ Fraud Alert: If anyone asks for advance payment for "processing", "verification", or "guaranteed approval", it is a scam. Report immediately to care@ezyloan.co.in.
5. Lending Partners
EzyLoan connects borrowers with RBI-regulated partner financial institutions. Our partner network includes (illustrative list):
*Partner list is indicative and subject to change. Final loan offer depends on lender availability in your location and eligibility criteria.
6. Grievance Redressal
Grievance Officer Details:
Email: care@ezyloan.co.in
Phone: +91 97772 43300
Response Time: Within 48 business hours
Escalation: If unresolved, you may approach the RBI Ombudsman: https://cms.rbi.org.in
As per Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021.
7. Data Privacy & Usage
How We Use Your Data: Personal and financial information collected via our platform is used solely for loan application facilitation, including:
- Verification of identity and eligibility
- Sharing with partner lenders for loan assessment
- Communication regarding application status
- Compliance with RBI, IT Act, and other regulatory requirements
❌ What We Do NOT Do With Your Data:
- Do NOT share data for investment, trading, or wealth management purposes
- Do NOT sell, rent, or trade personal information to third parties
- Do NOT use data for unsolicited marketing without explicit consent
For comprehensive details, please review our Privacy Policy.
8. General Disclaimer
EzyLoan (Dibyansh Associates) is a loan facilitation service provider (DSA) and NOT a direct lender, bank, NBFC, investment advisor, or trading platform.We connect borrowers with RBI-regulated partner financial institutions. All loan approvals, interest rates, fees, tenure, and terms are solely determined by partner lenders based on credit assessment, income verification, documentation, and underwriting policy. Submission of an application does not guarantee approval. Borrowing involves financial risk; please borrow responsibly.
Related Policies
✅ By using EzyLoan services, you acknowledge that you have read, understood, and agreed to this Compliance & Disclosure statement.