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Frequently Asked Questions

How quickly can I get approved?

Most applications receive a preliminary response within 24 hours*. Final approval depends on documentation and lender policy.

What documents do I need?

Basic documents include KYC (PAN, Aadhaar), income proof, bank statements, and address proof. Exact requirements vary by lender*.

Is my information secure?

Yes, we use bank-grade encryption and comply with data protection regulations. Your information is shared only with partner lenders for assessment.

Can I prepay my loan?

Yes, prepayment is allowed* on most products. Charges depend on lender policy. Confirm terms in your loan agreement.

*Answers are indicative. Final terms subject to lender policy.

Important: Interest rates*, processing fees*, and loan terms vary by lender. Approval is subject to eligibility verification. Final terms are decided solely by partner banks/NBFCs. View full disclosures.

Disclaimer: EzyLoan is a loan facilitation service provider (DSA) and not a direct lender. All loan approvals, rates*, fees*, and terms* are determined by partner lenders.

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