Loan Disclosure & Terms
Transparent loan details, charges, and policies.
Key Loan Information
- Interest Rate: 10% – 24% p.a.
- Loan Tenure: 12 – 60 months
- Processing Fee: Up to 3% of loan amount
- Prepayment Charges: As per lender policy
- Late Payment Penalty: As per lender policy
Representative Example
Loan Amount: ₹1,00,000
Interest Rate: 14% p.a. (reducing)
Tenure: 36 months
Processing Fee: ₹3,000 (3%)
EMI: ₹3,420 approx
Total Interest Payable: ₹23,120
Total Repayment Amount: ₹1,23,120
* This is a representative example. Actual terms may vary based on credit profile, lender policy, and loan product.
About Us
EzyLoan (Dibyansh Associates) is a loan facilitation service provider (DSA) and not a direct lender or NBFC. We connect borrowers with partner banks and NBFCs. We do not provide loans directly, charge any hidden fees, or guarantee loan approval.
Eligibility Criteria
- Age: 21 – 60 years (salaried), 21 – 65 years (self-employed)
- Minimum Monthly Income: ₹15,000 (varies by lender)
- Credit Score: 650+ preferred (not mandatory)
- Employment: Minimum 1 year total, 6 months with current employer
- Documentation: KYC, Income Proof, Bank Statements, Address Proof
Final eligibility depends on income, credit score, repayment capacity, and lender policies.
Important Disclosures
- Loan approval is subject to lender's credit assessment and is not guaranteed.
- Interest rates, tenure, and charges vary by lender, loan product, and applicant profile.
- EzyLoan does not charge any upfront fees from borrowers for loan processing.
- All loans are disbursed directly by partner banks/NBFCs into the borrower's account.
- Borrowers are advised to read all terms and conditions before accepting any loan offer.
Risk Disclaimer
⚠️ Borrow Responsibly: Loans create a financial obligation. Missing EMIs may negatively impact your credit score, attract penalty charges, and lead to legal recovery actions. Please ensure you have adequate repayment capacity before availing any loan.
Contact & Grievance Redressal
Email: care@ezyloan.co.in
Phone: +91 6372977626
Office: 1st floor, Hindustan-Tyres, Pir Bazar, Bhanpur, Cuttack, Odisha-753011
Response Time: Within 24-48 business hours
Last Updated: 20/3/2026 |EzyLoan (Dibyansh Associates) - CIN: [To be added]