Any salaried or self-employed individual aged 21–60 years with valid KYC documents can apply.
Eligibility subject to income verification, credit assessment, and lender underwriting policy.
Frequently Asked Questions
Everything you need to know about EzyLoan
Important: Answers provided are for general guidance only. Loan eligibility, approval timelines, interest rates, fees, and terms vary by lender and applicant profile. Final decisions are made solely by partner banks/NBFCs. View full disclosures.
Aadhaar Card, PAN Card, income proof (salary slips/ITR), and last 3–6 months bank statements are typically required.
Exact documentation varies by lender, loan type, and applicant profile.
Loan applications typically receive a preliminary response within 24–48 hours after successful document submission.
Final approval timeline depends on lender verification, credit assessment, and underwriting policy. No guarantee of approval.
Yes, prepayment or foreclosure is allowed on most loan products, subject to lender-specific terms and applicable charges.
Prepayment policies, lock-in periods, and charges vary by lender. Confirm terms in your loan agreement.
Initial eligibility checks via EzyLoan are soft inquiries and do not impact your credit score. However, formal loan applications submitted to lenders may involve hard inquiries.
Credit impact policies vary by lender. Always confirm with your loan agreement.